New York Drivers Save 10% with Internet Course on Insurance
Posted:
Thursday, August 6th, 2009
Category:
Insurance Training
New York Drivers have now joined the ranks of 25 other states that offer an online driving course that can lower insurance rates. Drivers who take this course will save 10% on their auto insurance costs, and those with points on their license can drop anywhere from 1-4 points once the course is completed. The course costs $50 and the results are sent automatically to the DMV, which allows them to put it on record immediately. Drivers are responsible for contacting their own insurance companies to notify them of the course completion and get their discount, though. All in all, this is a great program for those who want to save a little money and who need to find creative ways to lower insurance costs.
The only question that officials have is of the nature of the course. Since it’s online only, you can never prove that the actual driver is taking the course for themselves or if someone else is taking it for them. For example, if a teen takes the course to drop their rates, their parents could easily complete the course and get them a better score, with no one being the wiser. Still, it is now an option and is quite popular among the states that already have it implemented.
When it comes to getting insurance discounts, people are often willing to do whatever it takes to find the deals that they need. Not every state offers programs like this, which is why some people will be limited in the deals that they can find. However, if you take the time to check out all of your options, you might realize that you have more choices for insurance discounts than you think. If your state offers this course, it can save up to 10% if you do well enough on the course, but it’s going to cost you. Each state has different rates for the course, but the average is about $50-$60 per course, per driver.
In this day and age, saving money is always a bonus. People are looking to cut expenses anywhere that they can, and being able to get a huge discount on your insurance for such a small investment of your time and money can prove to be advantageous to anyone who wants to save a little more on their car insurance. For New York drivers, it’s a new chance for a great discount, just by proving that they’re still aware of driving laws and are responsible drivers.
